India Shelter Home Loans

Nice finance compony

Very good company

Bahut bekar h india shelter.

⭐ 1 Star – Fraudulent, Unethical & Mentally Harassing Company This is by far the worst financial service experience of my life. This company operates in a completely irresponsible and unethical manner and has zero respect for customers. They approved and issued a loan in their system WITHOUT completing my documentation, due to which the loan amount was never credited to my bank account. Even after knowing this, they forcefully started EMI deductions. Imagine paying EMIs for a loan amount that you never received. I paid 2–3 EMIs, and after almost three months of harassment, they suddenly asked me to submit a written request to cancel the loan, promising that all paid EMIs would be fully refunded. This was a complete lie. After waiting for months, I did not receive a single rupee. When my documents were finally completed and I approached them again, they refused to issue the loan and the manager casually said he would “try” for a refund. After further delays, the manager openly said: “Jo kar sakte ho kar lo, koi refund nahi milega.” This statement alone shows the true character of this company. Because of their negligence, false promises, and arrogant behavior, I went through severe mental stress, anxiety, and frustration. Mujhe iss poore process ki wajah se bahut zyada dimagi pareshaani hui. Roz follow-up karna, baar-baar office jaana, jhooti assurances sunna, aur aakhir mein dhamki jaisa response milna – yeh sab mentally exhausting aur disturbing tha. This company: Collects EMIs without disbursing loans Makes false refund promises Harasses customers mentally Takes zero accountability Has rude and arrogant management I genuinely believe this company should be investigated by authorities. I strongly advise everyone to stay away unless you want to lose your money and peace of mind. This is not just bad service — this feels like deliberate financial exploitation.

This home loan is very higher interest charged by customer and this bank works are very slow because staff is very rude behaviour and customer ko baad main bataya jata hai ki apka loan proper tareeke se ho jaega lekin file login karne ke baad customer ko extra payment ke liye bolte hai or jab customer us loan ke chakkar m fas jata hai to usko unki sari condition to manna padta